Book verified CAs, Tax Consultants & Legal Advisors in minutes.
Returner Guide
Step-by-step relocation to India. RNOR status & tax-free window planning.
Live Alerts
Instant regulatory & budget updates. Never miss a compliance deadline.
₹2.4Cr+
Tax Saved for NRIs
Based on DTAA calculations for registered users
Verified Advisors
Profiles reviewed by NRI Shield team
90+
DTAA Countries
Treaty data from CBDT official source
24/7
AI Compliance
Continuous regulatory monitoring
Bridging Global Indians to Verified Experts
Access our network of verified Chartered Accountants, FEMA Lawyers, and Financial Planners specialized in NRI profiles.
P
Priya Sharma, CA
ITR & DTAA · Mumbai · ₹2,500/hr
⭐ 4.9 187 reviews
R
Rajesh Iyer, Adv.
FEMA & Property · Delhi · ₹3,000/hr
⭐ 4.8 143 reviews
S
Sunita Mehta, CFP
Investments · Stockholm · ₹1,800/hr
⭐ 4.7 98 reviews
Simple, Transparent Pricing
Starter
Free
Get started instantly
Residency status check
3 AI questions / day
Basic DTAA info
Most Popular
Pro Shield
₹999/mo
Full compliance suite
Unlimited AI assistant
Full DTAA & banking
Property guard reports
Advisor booking (2/mo)
256-bit encrypted · Secured by Stripe · Cancel anytime
Enterprise
Custom
For HNI & family offices
Everything in Pro
Dedicated CA partner
White-glove onboarding
Priority FEMA support
Live Intelligence
NRI News & Regulatory Alerts
Auto-curated from Economic Times, Moneycontrol, LiveMint & more — filtered for NRIs only
Couldn't load news right now.
Help & Support Center
How can we help you?
Find instant answers to common NRI tax, DTAA, FEMA and compliance questions — or reach our expert team directly.
Who qualifies as an NRI under Indian law?
An Indian citizen or Person of Indian Origin (PIO) who stays outside India for 182 or more days in a financial year qualifies as an NRI. There is a special rule: if you've stayed in India for less than 60 days in the current year, you are NRI regardless of previous years. Use our Residency Decision Engine for a precise verdict.
What is RNOR status and when does it apply?
Resident but Not Ordinarily Resident (RNOR) is a transitional status for returning NRIs. You are RNOR if you have been an NRI for 9 out of the last 10 years, OR stayed in India for ≤729 days in the last 7 years. During RNOR, foreign income is NOT taxable in India — giving you a valuable tax-free window to liquidate foreign assets.
What is DTAA and how does it benefit NRIs?
Double Taxation Avoidance Agreement (DTAA) is a treaty between India and 90+ countries that prevents you from paying tax on the same income twice. For example, if you pay 5% tax in the UAE on dividend income, you can claim this as a credit in India and pay only the difference. NRI Shield supports India-Sweden, India-UAE, India-USA, India-UK, and 15 more treaty pairs.
What income is taxable for NRIs in India?
NRIs are taxed only on income sourced in India: salary received in India, rent from Indian property, capital gains from Indian assets, interest from NRO/savings accounts, and dividends from Indian companies. Income earned abroad is completely exempt. NRE account interest is fully tax-free in India.
Is it mandatory for NRIs to file ITR in India?
Filing is mandatory if your Indian income exceeds ₹2.5 lakh per FY (old regime) or ₹3 lakh (new regime). Even if income is below the threshold, filing is recommended to claim TDS refunds, carry forward capital losses, and maintain a clean financial record with Indian authorities.
Which ITR form should NRIs use?
ITR-2 is used by most NRIs — it covers salary, house property, capital gains, and foreign assets. Use ITR-3 only if you have business or professional income in India. ITR-1 is not applicable for NRIs. Our platform auto-selects the correct form based on your income profile.
What documents are needed to file ITR as an NRI?
Key documents: PAN Card, Passport (to confirm residency), Form 16 (if employed in India), Form 26AS (TDS credit statement), bank statements for all Indian accounts, property documents, investment statements (mutual funds, stocks), and foreign income details. A TRC (Tax Residency Certificate) from your country of residence is needed to claim DTAA benefits.
What is TDS on property sale by an NRI?
When an NRI sells property in India, the buyer must deduct TDS u/s 195. Short-term capital gains (STCG) attract 30% TDS; Long-term capital gains (LTCG, held >2 years) attract 20% TDS (with indexation). NRIs can apply for a lower TDS certificate (Form 13) from the IT Dept to reduce the deduction if actual gains are lower. Use our TDS calculator in the Real Estate module.
Can an NRI buy property in India?
Yes. NRIs can buy residential and commercial property in India without RBI approval. However, NRIs cannot purchase agricultural land, plantation property, or farmhouses without special RBI permission. Payments must be made through NRE/NRO accounts or foreign remittances — not by traveller's cheques or foreign currency.
What is the difference between NRE, NRO and FCNR accounts?
NRE (Non-Resident External): For foreign income brought to India — fully repatriable, interest is tax-free in India. NRO (Non-Resident Ordinary): For Indian income (rent, salary, pension) — repatriation limited to USD 1 million/year, interest taxable at 30%. FCNR (Foreign Currency NR): Fixed deposits in foreign currencies (USD, GBP, EUR) — protects against rupee depreciation, fully repatriable.
What is the LRS (Liberalised Remittance Scheme) limit?
Under RBI's LRS, Resident Indians can remit up to USD 250,000 per financial year for permitted purposes (education, travel, investments, gifts). NRIs repatriating from NRO accounts are governed by a separate USD 1 million/year limit and require Form 15CA/15CB. Our vault tracks your LRS utilisation automatically.
Can NRIs invest in Indian mutual funds?
Yes, NRIs can invest in direct, growth, and dividend mutual funds on a repatriation or non-repatriation basis through their NRE or NRO accounts. However, some fund houses do not accept investments from US/Canada-based NRIs due to FATCA compliance. LTCG on equity funds (held >1 yr) is taxed at 12.5% without indexation for NRIs. TDS is deducted at source by the fund house.
We typically respond within 1 business day. Your data is encrypted and never shared.
